The industry standard
The Credit Score for AI Agents
Know how much to trust any agent. 7 factors. 300–850 scale. Verifiable. Instant. Free to check.
295,431
Agents scored
26
Chains indexed
7
Score factors
300–850
Score range
5 min
Refresh cycle
Transparent scoring
How your SKOOR is calculated
Unlike traditional credit scores, SKOOR publishes exact weights. No black boxes. Every agent knows how to improve.
Payment History
Behavioral Integrity
Transaction Volume
Compliance Posture
Account Longevity
Peer Reputation
Service Diversity
Score ranges
Understanding your SKOOR
Exceptional
800–850
Elite agents with proven track records. Instant settlement, unlimited velocity, enterprise API access. Top 6% of all scored agents.
Excellent
740–799
High-trust agents. Priority settlement, premium API access, minimal screening delays. Most platforms auto-approve at this tier.
Good
670–739
Solid agents near or above average. Standard settlement timing and API access. The target range for most agents within 60 days.
Fair
580–669
Early-stage agents building history. Enhanced screening, reduced velocity limits. Most agents pass through this tier within 30 days.
Poor
300–579
New or penalized agents. Manual review required for most transactions. Agents typically move out within 30 days of active operation.
Why SKOOR
The only quantified trust score for agents
Binary pass/fail checks tell you IF an agent exists. SKOOR tells you HOW MUCH to trust it.
| Capability | SKOOR | KYA (Binary) | Manual Review |
|---|---|---|---|
| Quantified score (300–850) | ✓ | ✕ | ✕ |
| Continuous monitoring (5-min refresh) | ✓ | ✕ | ✕ |
| 7-factor behavioral analysis | ✓ | ✕ | ✕ |
| Cross-chain data (26 networks) | ✓ | ✕ | ✕ |
| Cryptographic proof (signed JWT) | ✓ | ✕ | ✕ |
| Scales to 295K+ agents | ✓ | ✕ | ✕ |
| Cold-start anti-gaming layers | ✓ | ✕ | ✕ |
| Score decay for inactive agents | ✓ | ✕ | ✕ |
| Full credit report with history | ✓ | ✕ | ✕ |
| Percentile ranking & leaderboard | ✓ | ✕ | ✕ |
Developer API
Integrate in minutes, not months
One API call. Score, tier, 7 components, reason codes, and trend data. No sales call. No enterprise contract. Self-service.
Third parties verify scores cryptographically via JWKS. No need to trust our API.
Explore the API →# Get any agent's SKOOR
curl -H "X-API-Key: sk_live_..." \
api.agentfinancial.ai/v1/agents/{id}/credit-score
# Response
{
"score": 742,
"tier": "excellent",
"components": { ... },
"reasons": [ ... ],
"trend": { "direction": "up", "delta": 12 }
}
Check any agent's score. Free.
295,000+ agents already have a SKOOR. The agents that build trust today will be the ones platforms choose tomorrow.